How it works
Check Medical Bill helps U.S. patients understand possible issues on medical bills and insurance EOBs before they pay or dispute.
1. Create your account
Register with email and a secure password. One account holds all your reviews so you can return to past cases anytime.
2. Start a new review
From your dashboard, enter a short case title (for example, “April ER visit”), the provider name, and the amounts shown on your bill. Upload two files:
- Medical bill — the statement from the hospital, clinic, or physician.
- EOB — the Explanation of Benefits from your insurer.
Matching both documents gives the best results when comparing what was billed versus what insurance processed.
3. Automated analysis
We extract text from your uploads and run deterministic checks for patterns that often indicate billing problems, including:
- Duplicate procedure codes on the same visit
- Denial or “not covered” language
- Out-of-network indicators
- High balances that warrant requesting an itemized statement
Each finding includes an estimated dollar impact and a confidence score. These are estimates for planning—not guarantees of errors or refunds.
4. Review results and take action
Your case page lists findings ranked by impact, with suggested actions such as calling billing or verifying denial codes with your insurer. You decide whether to dispute, pay, or request more documentation.
What we are not
We are not a law firm, insurance company, or licensed patient advocate service. We do not negotiate bills on your behalf or submit appeals for you. For complex cases, consider a certified medical billing advocate or attorney in your state.